Here are some quick answers to the questions people ask most often. Before you get in touch, see if we’ve answered yours.

Salary Loan :N100,000.00 – N5,000,000.00
SME Loan: N100,000.00 – N 10,000,000.00

  • You should be between 22 and 59 years old.
  • You must be a salary earner
  • Your Salary must be above N100,000.00
  • You must have a verifiable monthly income.
  • You must have a clean Credit Bureau Report.
  • One recent passport photograph (within the last 6 months)
  • Salary bank statement for the last 6 months
  • Staff Identification card
  • Bank verification number (BVN)
  • Valid means of Identification (Int’l Passport, National Identification, Driver’s License or Voters ID)

Documents required – Applicant

  • One recent passport photograph
  • Opening of corporate account
  • A request letter on company’s letterhead
  • Valid means of identification (International passport, National ID, Driver’s license, Voter’s card or NIMC card).
  • Valid work identification card or Business card. (If any)
  • Most recent 6 months bank statement (Corporate/personal) account.
  • Means of tax registration or receipt of payment.
  • Memorandum and Articles of association (For account opening)
  • Certificate of incorporation.
  • Post-dated cheques covering loan tenor
  • Recent utility bill (Water bill, Electricity bill) (business and home).
  • Submission of business and management profile.

 

Documents required – Guarantor

  • One recent passport photograph
  • Valid means of identification (International passport, National ID, Driver’s license, Voter’s card or NIMC card).
  • 3 Post-dated cheques covering loan tenor
  • Most recent 3 months bank statement.
  • One recent passport photograph
  • Valid work identification card.
  • Valid means of government identification (International passport, National Identification card, Driver’s license, Voter’s card and National Identity Management Commission card).
  • Recent utility bill within the last three months (Recent Rent Agreement, Water bill, Electricity bill).
  • Official email address.
  • Completed guarantor’s form

Yes, for PAYDAY LOAN you must be in paid employment.

No, you can apply here or speak to our sales team on 09060003061.

In the advent of failure in your repayment obligation, we reserve the right to contact your employers or next of kin about details relating to your loans with us.
Yes, a customer can part liquidate and have the facility restructured.
Yes, you can.

You can get a new loan immediately you repay in full.

Yes, but your repayment must be within the required debt service ratio.

You can top up on your existing loan.

Yes, but this will be subject to additional interest charges and satisfactory review of documents showing ability to repay over an extended period. A written instruction from you is mandatory

ONLINE:
Make online transfers to any of our accounts:
Bank: Zenith Bank
Account Name: Surbpolitan MFB
Account Number: 1015515189

Yes you can change your repayment date, but it will be subject to review of means of change of job and salary dates. Additional charges may be applicable
Cheques on all loans that have been paid can be picked up from our office at 82, Bode Thomas Street, Surulere, 24 hours after liquidation.
A Penal charge is applied to your account and accrues on a daily basis until it is settled. It is also important to note that continuous default on a loan also adversely affects your credit rating with the Credit Bureau agencies and your ability to apply for a loan in the future from Surbpolitan MFB or any other Financial institution.
Our interest rate is a flat rate charged monthly.

There are no hidden charges.

Contact our helpdesk on 09060003061

In need of loan for your business?

Apply now

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  • If you have any questions, kindly give us a call and we will be glad to hear from you.
HELP DESK 24/7

09060003061

 

We offer bespoke products and services to suit the financial needs of our various clientele.

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